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strapped  
If someone is strapped for money, they do not have enough money to buy or pay for the things they want or need.  adj 
My husband and I are really strapped for cash.  
 →  cash-strapped 

cash-strapped  
If a person or organization is cash-strapped, they do not have enough money to buy or pay for the things they want or need.  (JOURNALISM)  adj 
Union leaders say the wage package is the best they believe the cash-strapped government will offer.